Subpractices

Bermuda Form Experience

Sedgwick's insurance policy drafting/advice team is made up of Sedgwick attorneys in Europe, Bermuda, and the United States who have drafted everything from manuscripted policies for global companies to homeowners’ insurance forms.  We work side by side with our clients to develop language addressing unusual, emerging and high-risk liabilities.  Our work is evidenced in policies issued to some of the world's largest companies.

Sedgwick's insurance policy drafting/advice team is made up of Sedgwick attorneys in Europe, Bermuda, and the United States who have drafted everything from manuscripted policies for global companies to homeowners’ insurance forms.  We work side by side with our clients to develop language addressing unusual, emerging and high-risk liabilities.  Our work is evidenced in policies issued to some of the world's largest companies.

Our attorneys work with U.S., Bermudian and European insurers to prepare innovative wordings on catastrophic product liability coverages used for international pharmaceutical, heavy manufacturing and other industrial concerns.  We have extensive experience drafting bankers’ blanket bonds, computer crime and unauthorized trading wordings. We have worked with underwriters extending coverage for unusual risks such as credit reporting errors and omissions, songwriters and music publishers program, model captive reinsurance agreements, charity and pension trustee risks, IPO risks, and “after the event” contingency policies.

Our attorneys also advise underwriters in drafting policies for risks associated with emerging technologies and new business processes. For example, we advised underwriters in drafting the first electronic and computer crime policy to cover losses arising out of the sending and receipt of electronic messages and in drafting policies to cover e-commerce risks.

In addition to drafting contract forms and endorsements, our experienced insurance attorneys help clients vet their most innovative products, examining them with an eye toward clarity and enforceability, using our in-depth knowledge of the law and likely judicial interpretations in some of the more difficult jurisdictions for insurance clients. Similarly, our attorneys have worked developing policy language or modifying existing products for some of the most challenging risks, including many forms of directors and officers coverage, nursing home policies, sexual abuse coverage, cyber-risk cover, construction defect insurance, coverage for intellectual property, terrorism and the restructuring/merger/breakup of policyholders.

When developing new policies, our attorneys also provide assistance in marketing and implementation. For example, our attorneys drafted primary and excess policies for a nationwide mortgage bankers program, and then assisted the insurers and brokers in marketing the program and set up a system to record and process claims. Similarly, when we drafted policy coverage for unauthorized trading losses, we assisted our clients in creating promotional material for marketing the policy.

Sedgwick’s policy drafting/advice practice is part of the firm’s Insurance Division, one of the largest international teams of trial attorneys and business advisors dedicated to the institutional concerns and success of the insurance industry.

Sedgwick's insurance policy drafting/advice team is made up of Sedgwick attorneys in Europe, Bermuda, and the United States who have drafted everything from manuscripted policies for global companies to homeowners’ insurance forms.  We work side by side with our clients to develop language addressing unusual, emerging and high-risk liabilities.  Our work is evidenced in policies issued to some of the world's largest companies.

Our attorneys work with U.S., Bermudian and European insurers to prepare innovative wordings on catastrophic product liability coverages used for international pharmaceutical, heavy manufacturing and other industrial concerns.  We have extensive experience drafting bankers’ blanket bonds, computer crime and unauthorized trading wordings. We have worked with underwriters extending coverage for unusual risks such as credit reporting errors and omissions, songwriters and music publishers program, model captive reinsurance agreements, charity and pension trustee risks, IPO risks, and “after the event” contingency policies.

Our attorneys also advise underwriters in drafting policies for risks associated with emerging technologies and new business processes. For example, we advised underwriters in drafting the first electronic and computer crime policy to cover losses arising out of the sending and receipt of electronic messages and in drafting policies to cover e-commerce risks.

In addition to drafting contract forms and endorsements, our experienced insurance attorneys help clients vet their most innovative products, examining them with an eye toward clarity and enforceability, using our in-depth knowledge of the law and likely judicial interpretations in some of the more difficult jurisdictions for insurance clients. Similarly, our attorneys have worked developing policy language or modifying existing products for some of the most challenging risks, including many forms of directors and officers coverage, nursing home policies, sexual abuse coverage, cyber-risk cover, construction defect insurance, coverage for intellectual property, terrorism and the restructuring/merger/breakup of policyholders.

When developing new policies, our attorneys also provide assistance in marketing and implementation. For example, our attorneys drafted primary and excess policies for a nationwide mortgage bankers program, and then assisted the insurers and brokers in marketing the program and set up a system to record and process claims. Similarly, when we drafted policy coverage for unauthorized trading losses, we assisted our clients in creating promotional material for marketing the policy.

Sedgwick’s policy drafting/advice practice is part of the firm’s Insurance Division, one of the largest international teams of trial attorneys and business advisors dedicated to the institutional concerns and success of the insurance industry.