Practices

Sedgwick's insurance policy drafting/advice group is made up of Sedgwick attorneys in Europe and the United States who have drafted everything from manuscripted policies for global companies to homeowners’ insurance forms.  We work side-by-side with our clients to develop language addressing unusual, emerging and high-risk liabilities.  Our work is evidenced in policies issued to some of the world's largest companies.

Sedgwick's insurance policy drafting/advice group is made up of Sedgwick attorneys in Europe and the United States who have drafted everything from manuscripted policies for global companies to homeowners’ insurance forms.  We work side-by-side with our clients to develop language addressing unusual, emerging and high-risk liabilities.  Our work is evidenced in policies issued to some of the world's largest companies.

Our attorneys work with U.S., Bermudan and European insurers to prepare innovative wordings on catastrophic product liability coverages used for international pharmaceutical, heavy manufacturing and other industrial concerns.  We have extensive experience drafting bankers’ blanket bonds, computer crime and unauthorized trading wordings. We have worked with underwriters extending coverage for unusual risks such as credit reporting errors and omissions, songwriters and music publishers program, model captive reinsurance agreements, charity and pension trustee risks, IPO risks, and “after the event” contingency policies.

Our attorneys also advise underwriters in drafting policies for risks associated with emerging technologies and new business processes. For example, we advised underwriters in drafting the first Electronic and Computer Crime Policy to cover losses arising out of the sending and receipt of electronic messages and in drafting policies to cover e-commerce risks.

In addition to drafting contract forms and endorsements, our experienced insurance attorneys help clients vet their most innovative products, examining them with an eye towards clarity and enforceability, using our in-depth knowledge of the law and likely judicial interpretations in some of the more difficult jurisdictions for insurance clients. Similarly, our attorneys have worked developing policy language or modifying existing products for some of the most challenging risks, including many different forms of directors and officers coverage, nursing home policies, sexual abuse cover, cyber risk cover, construction defect cover, IP cover, terrorism and the restructuring/merger/breakup of policyholders.

When developing new policies, our attorneys also provide assistance in marketing and implementation. For example, our attorneys drafted primary and excess policies for a nationwide mortgage bankers program, and then assisted the insurers and brokers in marketing the program and set up a system to record and process claims. Similarly, when we drafted policy coverage for unauthorized trading losses, we assisted our clients in creating promotional material for marketing the policy.

Sedgwick’s policy drafting/advice practice is part of the firm’s Insurance Practices Group, a firmwide multidisciplinary collective of practice groups serving all facets of the insurance industry. Our clients cover the spectrum of the insurance industry and include some of the largest insurers in the business.

Sedgwick's insurance policy drafting/advice group is made up of Sedgwick attorneys in Europe and the United States who have drafted everything from manuscripted policies for global companies to homeowners’ insurance forms.  We work side-by-side with our clients to develop language addressing unusual, emerging and high-risk liabilities.  Our work is evidenced in policies issued to some of the world's largest companies.

Our attorneys work with U.S., Bermudan and European insurers to prepare innovative wordings on catastrophic product liability coverages used for international pharmaceutical, heavy manufacturing and other industrial concerns.  We have extensive experience drafting bankers’ blanket bonds, computer crime and unauthorized trading wordings. We have worked with underwriters extending coverage for unusual risks such as credit reporting errors and omissions, songwriters and music publishers program, model captive reinsurance agreements, charity and pension trustee risks, IPO risks, and “after the event” contingency policies.

Our attorneys also advise underwriters in drafting policies for risks associated with emerging technologies and new business processes. For example, we advised underwriters in drafting the first Electronic and Computer Crime Policy to cover losses arising out of the sending and receipt of electronic messages and in drafting policies to cover e-commerce risks.

In addition to drafting contract forms and endorsements, our experienced insurance attorneys help clients vet their most innovative products, examining them with an eye towards clarity and enforceability, using our in-depth knowledge of the law and likely judicial interpretations in some of the more difficult jurisdictions for insurance clients. Similarly, our attorneys have worked developing policy language or modifying existing products for some of the most challenging risks, including many different forms of directors and officers coverage, nursing home policies, sexual abuse cover, cyber risk cover, construction defect cover, IP cover, terrorism and the restructuring/merger/breakup of policyholders.

When developing new policies, our attorneys also provide assistance in marketing and implementation. For example, our attorneys drafted primary and excess policies for a nationwide mortgage bankers program, and then assisted the insurers and brokers in marketing the program and set up a system to record and process claims. Similarly, when we drafted policy coverage for unauthorized trading losses, we assisted our clients in creating promotional material for marketing the policy.

Sedgwick’s policy drafting/advice practice is part of the firm’s Insurance Practices Group, a firmwide multidisciplinary collective of practice groups serving all facets of the insurance industry. Our clients cover the spectrum of the insurance industry and include some of the largest insurers in the business.